Credit Monitoring

Is Your Credit score costing you money?

Credit Monitoring service in Charlotte, NC

Having a great credit monitoring system ensures your success in the future when making future buying decisions. We offer only the best in Credit Monitoring services that are secured and backed by our own systems. Our answers to your credit problems are custom made around you and your needs. Regardless of who you are‚ where you’re from‚ or how you carry on with your life from venturing to the far corners of the planet to shopping and mingling online. Improve Credit Monitoring serves to keep you safe from criminal behavior and its negative impacts on your credit scores.

Choose the only company that has helped thousands to live safe and have peace of mind about the future.

Your Credit Score

How Your Credit Score is Calculated

35% of your score is based on your payment account history such as mortgage, credit cards, installment loans, etc. Also if you have gone through a bankruptcy, liens, suits.

30% of the score is based on outstanding debt. The goal is to keep your card balances at 30 percent or less of their limits.

15% of the score is based on the length of time you’ve had credit. The longer you’ve had established credit, the better it is for your overall credit score. Having good credit history is important.

10% of your scores is based on new credit. Opening new credit accounts will negatively affect your score for a short time.

10% of the score is based on the types of credit you currently have.

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Improve Your Credit

7 Ways to Improve Your Credit

Debate slips. Missteps happen. You can question lapses online through Equifax, Experian and TransUnion.
Get Credit Card, Installment, or Mortgage Insurance. This will protect you if you ever have financial hardship.
Consider adding yourself as an ‘authorized user’ of your spouses or partners revolving credit card debt.
Open up a secured credit card. Having your own credit is ideal when establishing better credit report and scores
Have a good mixture of credit.
With your revolving debt do not borrow more than 30% of your credit limit at all times
Raise your credit limit. Request that your creditor expand your point of confinement.

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Testimonials

What Our Clients Say

Dwayne Haper / Retired Pro - Football Player

I had a great experience working with Improve Credit Consulting Firm. Wanda was able to educate me along the way and keep me informed of what was happening with my financial profile. I appreciated her focused attention on my specific needs. This is especially important for me at this point in time because I am in the process of buying and operating a nationally recognized franchise. Wanda was able to help me improve my credit score in a very professional manner and I would recommend her to my friends and family.

Travis Davis

When I went to Improve Credit, I had 4 credit cards, phone bill, hospital bill, and a voluntary repossession all in collections. My credit score was ridiculously low and I had creditors constantly harassing me on a daily basis. I was reluctant at first because I thought that I would never be able to pay off all of these debts. Meeting Wanda was like a breath of fresh air because she was encouraging and thoroughly explained the steps I needed to perform to pay off my debt and increase my credit score. She was there not only as a counselor, but also as a confidant. I have also recommended Improve Credit to several of my friends who were also very please with the customer service and professionalism that they received. I will continue recommending her to my friends and family. Thanks again Wanda

Candido Gonzalez

I want to thank Improve Credit Consulting Firm for helping me through my financial crisis. When I first started with Improve Credit my score was 548. After the credit restoration process my score increased over 150 points within a 6 month period. She gave me specific instructions on how to fix my credit and increase my score. She also helped me by providing assistance with their programs. I never thought that my score whould ever be high enough to qualify for a loan, but it is. My score is now 698, and I am so proud! Thank you Improve Credit for being honest, and for your hard work. Improve Credit, LLC is the best and honest with their customers. I will recommend all of my friends and family members for their services.

Faye Schultz

Improve Credit was the best company that I saw around. I was in need of credit repair and Wanda was very professional and improved my credit scores in record time..

Scott Kirkland

My experience with Improve Credit has been amazing. In the brief period of 2 months my credit score has improved by 120 points. I highly recommend Improve Credit.They have been a pleasure to work with. They are very thorough and professional.

Scott Kirkland

Christopher Snellings

I really appreciate what you have done for me. I had no idea how a credit report worked or how to improve it. Improve credit, not only showed me the workings of a credit report, they also showed me how to fix it and keep it fixed. Now I am diligent with my payments, along with making sure my credit cards are where they need to be. Once again, thanks Mrs Wanda.

Higinio Romero

I am very satisfied and overjoyed with my experience with Improve Credit. I started my credit repair process with hopes that my credit would improve, and in a matter of 30-days my credit report was improved and my credit scores increase a total of 317 points within 30 days! I couldn't be happier with the results.

Victor Garido

At first I was scared and nervous about trusting someone with all my personal information. I was lost in trying to repair my credit so I found Wanda and she took care of all my credit problems. It wasn't easy calling creditors but she worked hard to reach them one by one. I am 100% happy with her services. Now I feel an inner peace within myself.

Wilson Rodrigues

Just wanted to let you know that I am extremely happy with the results I have seen with your company, and more importantly the FAST results I got...it took only 30 days and my credit was completely restored! Amazing ! Thanks Wanda, it was nice doing business with you!

Robin Lawrence

Thanks, Wanda, you are helping me and educating me at the same time. I sincerely doubt that I would be able to clear up my credit issues with such speed without your expert guidance. I am so thankful I was able to find your company when I did.

Barry Muse

The experience I had with Wanda at improve credit was first class, she was very nice but also very professional and prompt. Improve credit raised my combined big 3 credit scores over 60 points in a little over 3 months. I will continue to use her services and will recommend all my friends to her.

Robin Lawrence

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Schedule Your Credit Consultation Today At A Discounted Rate of Just $99!

Our Approach

Responsive

When you explain your situation to us we act immediately to serve your needs.

Straightforward

We do not make false promises but offer our programs along with education that meets your needs.

Confident

With over 19 years of experience we offer services backed by the latest knowledge in every service we provide.

Equal

We aim high in customer satisfaction and treat everyone with the respect they deserve.

Credit Monitoring