Your financial status is an essential part of your ability to rent an apartment. Landlords and property managers need assurance you can pay your rent, so they often ask for proof of income. This can be tax forms or recent pay stubs. They will also check your credit...

According to a 2019 study published by the American Journal of Public Health, 66.5% of bankruptcies are caused by medical expenses or loss of work due to medical problems. Medical issues and related debt are one of the top reasons why people file for bankruptcy. While...

Each state has its own laws concerning debt collection. In Virginia, there is a statute of limitations for how long collectors have to file a suit to collect debts from a person. The kind of debt you owe determines how much time a creditor has to try and get a person...

While it's possible to buy real estate with bad credit, a person will receive much better loans and rates with a higher credit score. In the long run, a high credit score could save you thousands of dollars in interest. Let's review some steps to repair your credit...

When it comes to deciding who is responsible for the debt in a marriage, it depends on your state laws. Each state has varying laws on debt and divorce, but generally speaking, states fall into two categories: community property or equitable distribution. Nine states...

Nearly 50% of U.S. consumers have experienced identity theft. It's such a common occurrence that it's essential to recognize the signs of identity theft and know what to do if it happens to you. Maybe you've fallen victim to a scam or noticed irregularities in your...

The holiday season is often a time when you tend to spend more money, and some people even go into debt to buy presents for their loved ones, which puts themselves even further behind on debt repayment. But it doesn't have to be that way because holiday shopping can...