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How to Repair Your Credit For Real Estate Investing

How to Repair Your Credit For Real Estate Investing

While it's possible to buy real estate with bad credit, a person will receive much better loans and rates with a higher credit score. In the long run, a high credit score could save you thousands of dollars in interest. Let's review some steps to repair your credit...

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How to Begin Building Credit

How to Begin Building Credit

Everyone starts out with zero credit and then must work towards building a high credit score. Some people may not fully understand credit and then end up with a poor credit score that prevents them from obtaining lines of credit or loans with low-interest rates. There...

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Am I Liable for My Spouse’s Debt?

Am I Liable for My Spouse’s Debt?

When it comes to deciding who is responsible for the debt in a marriage, it depends on your state laws. Each state has varying laws on debt and divorce, but generally speaking, states fall into two categories: community property or equitable distribution. Nine states...

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My Identity Was Stolen! Now What?

My Identity Was Stolen! Now What?

Nearly 50% of U.S. consumers have experienced identity theft. It's such a common occurrence that it's essential to recognize the signs of identity theft and know what to do if it happens to you. Maybe you've fallen victim to a scam or noticed irregularities in your...

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Invest in Your Future This Holiday Season

Invest in Your Future This Holiday Season

The holiday season is often a time when you tend to spend more money, and some people even go into debt to buy presents for their loved ones, which puts themselves even further behind on debt repayment. But it doesn't have to be that way because holiday shopping can...

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Holiday Shopping on a Budget

Holiday Shopping on a Budget

Nearly 1 in 3 holiday shoppers expect to go into debt to pay for all their shopping expenses, but you don't have to be one of those shoppers that has to take out their credit cards to pay for gifts. Especially if you are already working towards paying off your debt....

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Pros and Cons of Requesting a Credit Line Increase

Pros and Cons of Requesting a Credit Line Increase

Asking a credit card issuer for a credit line increase can offer some financial benefits, but it can take a wrong turn if you're not ready for the responsibility. Let's review the pros and cons of requesting credit line increases, and if they are the right choice for...

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Should I Fix My Credit Before Buying a House?

Should I Fix My Credit Before Buying a House?

Buying a home is an exciting step for many people. However, your credit score can make a significant impact on your ability to get a mortgage loan. What Should My Credit Score Be to Buy a House? A credit score can range from 300 to 850. A high credit score is an...

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7 Best Ways to Get Out of Debt

7 Best Ways to Get Out of Debt

To get yourself out of debt, you have to do the work.  It may not be easy resisting the urge to stop for your favorite drive-thru coffee in the morning or purchasing whatever catches your eye while browsing online.  But make every penny count and remember that the...

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