My Story

In 2001, I found out that I was a victim of identity theft, which affected my credit score. After being denied for the good credit that I needed for my future home, I finally found out why. My personal information was being used by someone else. This made my life a living nightmare.

I spent hundreds and hundreds of hours trying to restore my credit and I found out, it is not easy. Soon after, I found others who were going through the same experience and I offered my assistance. To add insult to injury I was a mortgage banker at the time.

Although my own problem was solved, I saw that many lawyers and other companies were charging upfront fees for credit repair services. Some were even keeping individuals who had the means to buy a home, enrolled in cheap programs. They were collecting money every month and doing nothing. On top of that, they were openly neglectful to real quality customer service.

Sadly enough, these companies still exist. They charge low fees and provide little education to give individuals the power to help themselves. Even with all the free e-books and other propaganda on Google, people still need the real truth and accurate information about how the credit scoring system works.